Who We Serve
Plan with a Purpose
We have clients who are starting out on their financial journey, with student loans and growing families. We have clients approaching retirement facing complex questions about social security, medical benefits and investment strategy. We have clients many years into retirement who are more focused on their legacy. What they all have in common is the desire to plan with a greater purpose in mind and to live an abundant life .
Life Stages
Starting Out
Many of our clients are doctors or teachers, professionals who have taken on debt to build strong educational credentials. Retirement is a long way off - they have shorter term financial goals such as buying a house and paying down debt. Some are starting families. At this stage getting control of the budget, tax planning and building up an emergency fund are important.
Building
Once a client is on a firm financial foundation we help them plan for pursuing specific financial goals. Short and medium term goals might include college savings or a vacation. Planning for the most significant long term goal, retirement, involves understanding workplace benefits, the impact of taxes, and investment strategies. Estate planning and insurance planning help ensure that families can cope with the unexpected.
Approaching Retirement
We often work with clients who are fewer than ten years from retirement who want to ramp up their savings and to balance investment risk with reward. Tax planning and investment strategy are key to this phase. As assets accumulate estate planning can both reduce taxes and help meet philanthropic goals.
